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New Customers

Need help deciding which plan is right for you?

1-855-874-0812

Mon-Fri 8am-6pm Eastern Time

Current Customers

Have questions about your current coverage?

1-800-922-1245

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CustomerService@TheAIP.com

The Alumni Insurance Program
90 Matawan Road, Suite 203
Matawan, NJ 07747

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Life Insurance

Your Penn State Alumni Insurance Program offers three affordable plans to help secure the future of those you love. But an affordable price is not the only reason to consider this important alumni benefit — review the options below:
AlumniTerm® - Group Term Life Insurance

AlumniTerm®

Group Term Life Insurance

Coverage amounts

$5,000 - $500,000    
  • Premiums start low and increase at 5‑year intervals
  • Alumni and/or spouse under age 60 may apply
  • Spouse must complete his/her own separate application
  • Coverage can continue up to the age of 80
  • Optional faster application process: One‑Step Express NEW
    Get up to $250,000 of coverage by applying with the express (short) form. Those who meet the short form requirements will not need a medical exam. This form includes only a few medical questions and asks for your height and weight.

Added Benefits

Accelerated Benefits Option  
Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.

Will Preparation Services  
Get help preparing or updating a will, living will or power of attorney.

Funeral Planning Assistance  
Your loved ones and beneficiaries may work with compassionate counselors that assist with customizing funeral arrangements with personalized one-on-one service.

Waiver of Premium Rider
Life insurance can continue and no further payment may be required if you become disabled prior to age 60 and remain disabled for 6 continuous months.

Automatic Benefit Increases
Opportunity to increase your initial benefit amount over time.

AlumniTerm 10/20/30® - Group Level Term Life Insurance

AlumniTerm 10/20/30®

Group Level Term Life Insurance

Coverage amounts:

$100,000 - $3,000,000    
  • Premium stays the same for the entire coverage term*
  • Alumni and/or spouse under age 50 may apply for 10-, 20- or 30‑year term
  • Alumni and/or spouse under age 60 may apply for 10- or 20‑year term
  • Alumni and/or spouse under age 70 may apply for 10‑year term
  • Spouse must complete his/her own separate application

* Your individual rate will not change during your 10-, 20-, or 30-year term but the Carrier reserves the right to change the Group rates if needed based on the overall performance of the plans.

Added Benefits

Accelerated Benefits Option  
Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.

Will Preparation Services  
Get help preparing or updating a will, living will or power of attorney.

Funeral Planning Assistance  
Your loved ones and beneficiaries may work with compassionate counselors that assist with customizing funeral arrangements with personalized one-on-one service.

AlumniTerm 50+® - Group Term Life Insurance for Ages 50+

AlumniTerm 50+®

Group Term Life Insurance for Ages 50+

Coverage amounts:

$10,000 - $100,000    
  • Premiums start low and increase at 5‑year intervals
  • Alumni and/or spouse ages 50-74 may apply
  • Spouse must complete his/her own separate application
  • Coverage can continue up to the age of 95

Added Benefits

Accelerated Benefits Option  
Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.

Will Preparation Services  
Get help preparing or updating a will, living will or power of attorney.

Funeral Planning Assistance  
Your loved ones and beneficiaries may work with compassionate counselors that assist with customizing funeral arrangements with personalized one-on-one service.

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Help/Contact Us

1-800-922-1245

Mon-Fri 8am-6pm Eastern Time

CustomerService@TheAIP.com

The Alumni Insurance Program
90 Matawan Road, Suite 203
Matawan, NJ 07747

FAX:  1-614-481-2400

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The Alumni Insurance Program is administered by:

USI Affinity  ·  90 Matawan Rd., Suite 203  ·  Matawan, NJ  07747
1-800-922-1245  ·  Monday-Friday, 8am‑6pm Eastern Time
CustomerService@TheAIP.com

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The Penn State Alumni Association receives financial benefits from the administrator that provides this program. These benefits fund alumni programs and activities.