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Supplemental Plans

Supplemental plans from Aflac help with expenses health insurance doesn’t cover.

Cancer Insurance

Accident Insurance

Critical Illness Insurance

Aflac pays cash directly to you, unless assigned otherwise. You can use your benefits your way — whether it's to help with medical bills, mortgage payments, or however you see fit.

Get a Quote and Explore Options

Cancer Insurance

Pays cash benefits directly to policyholders if a positive diagnosis of cancer ever occurs.

Cancer insurance is also known as specified disease insurance in some states.

Accident Insurance

Pays cash benefits directly to you to help with the out-of-pocket medical expenses related to a covered accident or injury.

Critical Illness Insurance

Pays you a lump-sum amount fast when you are diagnosed with a covered illness.

Why Aflac?

Aflac belongs to you: When you have an Aflac insurance policy, it’s yours. You own it. No matter where you go, you can take your Aflac policy with you.

Aflac is affordable: Products are designed to help meet individual needs and budgets. We’ll be there to help in your time of need when you’re hurt or sick. And, Aflac rates don’t go up even when you file a claim.

Aflac processes claims quickly: Aflac provides prompt service and fast payment of qualified claims to help you pay your bills. While you’re focusing on your health, we focus on getting you cash as quickly as possible.

Coverage underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance does business as Tier One Insurance Life Insurance Company (Tier One NAIC 92908).

Cancer/Specified-Disease: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA. Not available in NY. Accident: In Delaware, Policy T37000. In Idaho, Policies T37100IDR, T37200IDR, & T37300IDR.In Oklahoma, Policy T37000OK. In Virginia, Policies T37100VA, T37200VA, T37300VA, T37400VA, T37600VA. Not available in NJ or NY. Critical Illness: In Delaware, Policy T71000. In Oklahoma, Policy T71000OK. In Virginia, Policy T71100VA. Not available in ID or NY.

Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.

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